http://consumerist.com/consumer/clips/snl-skit-dont-buy-stuff-you-cant-afford-252491.php
Note that kids, although they obviously have emotional implications far beyond those of “stuff”, really need be included among things you shouldn’t get if you can’t afford them. The average cost of raising a child in America is well over $100K; this doesn’t include college, or the huge subsidy given to every child in the form of the public school system.